How To Start The Home Buying Process

Starting the Home Buying process

Choose a professional who specializes in residential real estate. She or he should have specific knowledge of the local real estate and mortgage markets.

Consider references carefully. An experienced, confident Agent can provide you with names of recent buyers in your market with whom he or she has worked.

Select a professional who will listen to you. Your Agent should be interested enough in you to find out about you and your housing needs and preferences.

Select a professional who puts service first. Strong customer service is key in today's real estate business. For Crestico Real Estate Agents, this service goes above and beyond giving buyers only what they expect and need. Your Crestico Real Estate Agent can show you any house that's for sale in your market - not just the homes listed by our company. If you see a house for sale that you like, arrange a viewing through us.

Listing Your Home in Today's Market Requires the Help of the Best Agent to Get You THE BEST PRICE

To sell your home, you'll need more than yard signs and advertisements. You need a Crestico Agent who will work as your full-service advisor and negotiator to get you exactly what you need to sell your home more quickly and easily by:

1. Helping you set the right price on your home to attract the right buyers and the sales professionals who work with these buyers.
2. Gathering data that will present your house and neighborhood in the best light.
3. Targeting the market where the most likely buyers will be.
4. Qualifying calls from people who may be more curious than serious about buying
5. Showing your home to the best prospects
6. Skillfully representing you during the offer process
7. Doing the necessary paperwork and legwork in a timely manner.
8. Guiding you through settlement.

To sell your home, you'll need more than ads and signs. When you work with a Crestico Agent, you'll receive top-notch, priority service, in addition to ads and signs. When working with you to sell your home, the goals of our Real Estate Agents are:

• To obtain the best possible price for your home
• Negotiate the most favorable terms
• Secure a buyer in the shortest period of time
• Relieve you of the stress and inconvenience that can occur when selling a home

If you are thinking of selling a home, or want to talk with an expert Real Estate Agent, please work with a Crestico Agent. An agent at one of our local offices will be glad to talk with you, and help you in all of your Real Estate needs.

Hope For Homeowners Program - How Can It Help You?

The Hope for Homeowners program is what is being broadcast as the last hope for America's Homeowners. Do you have a question about it? Read on for more information and feel free to use the contact information below, to get PERSONALIZED answers to any questions you may have!

As of November 19th, 2008. many changes have been made to the lending system in this country. Primarily, the loan to value ratio (LTV) has been increased from 90% to 96.50% for borrowers whose monthly mortgage payments are no more than 31 percent of their monthly gross income. Next, the process to remove subordinate liens has been simplified. Payments made up front are now allowed to motivate lienholders to give their consent and release the liens; thereby making more borrowers eligible for the program. Also, the terms of financing have been expanded and now incorporate 30 and 40 year amortization schedules, thereby reducing payments amounts.

The "HOPE for Homeowners Act of 2008" creates a new Federal Housing Administration program that will back FHA-insured mortgages to borrowers that are facing problems and stress as a result of their housing situation. New mortgages that will be offered by FHA-approved lenders will encourage and implement the refinancing of abusive, unfair and malicious loans to dramatically improved terms that will allow distressed homeowners who are having difficulty making their mortgage payments some breathing room and enable them to keep their homes and families intact.

If you or anyone you know is facing difficulties when it comes to making their monthly mortgage payments, NOW is the time to act. If you have any questions regarding how this program could work for you, contact us and we will help you starting saving your future today!